Credit Cards

PUBLIC SPEAKING Topic: The using credit card General purpose: To Persuade. Specific purpose: To persuade my audience about the using credit card Central idea : To persuade my audience about the benefits The benefits of using credit card Introduction: American Express, MasterCard and Visa Card are the more popular credit cards in Malaysia. With a credit card in hand, you can make purchases today and pay later, Body: 1) It makes shopping easy - Confidently walk into a shop and buy without having to first look into your wallet 2) Without having to carry loads of cash credit cards provide you the ease of dining at a restaurant without worrying whether you have the money in your wallet to pay for the food 3) All petrol stations nationwide accept credit cards - Making it easy for motorists to stop and fill up their tanks without worrying about having enough cash. 4) Taking a vacation out of town or even overseas can be easily and quickly. - Bookings and payments for travel and accommodation can be made via the phone or fax by just quoting your credit card number. Conclusion:

Using credit cards also contributes toward the economy as a whole. At the same time, as long as consumer spending takes place, the government is also able to collect revenue in the form of taxes. Therefore, there is no doubt whatsoever that using credit cards has many advantages. BIBLIOGRAPHY American Express, MasterCard and Visa Card are the more popular credit cards in Malaysia. Many Malaysians today carry at least one such card especially since eligibility for such a credit card is a salary as low as RM20 000 per annum.

With a credit card in hand, you can make purchases today and pay later, either in full or partially. This is only one of the many advantages and benefits of using a credit card. One of the greatest benefits of using a credit card is the fact that it makes shopping easy. Whether it is a pre-planned shopping trip or a ‘on the spur of the moment’ decision to purchases an item that has caught your attention, you can confidently walk into a shop and buy without having to first look into your wallet to check if you have enough cash.

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You also do not have to walk to the automated teller machine to make a withdrawal to pay for your purchase. Besides the convenience of shopping without having to carry loads of cash, credit cards provide you the ease of dining at a restaurant without worrying whether you have the money in your wallet to pay for the food. Can you imagine, you do not even have to scrutinize the price of the dish on the menu and at the same time try to call to mind how much cash you have at hand. All you have to do is just order, eat and sign the receipt. You will be billed later.

Today, almost all petrol stations nationwide accept credit cards, thus making it easy for motorists to stop and fill up their tanks without worrying about having enough cash. This not only gives motorist peace of mind when leaving home or driving long distance, but it also gives them a sense of security that they will not lose too much cash in the event of a robbery. Taking a vacation out of town or even overseas can be easily and quickly finalized as long as you have a credit card. All the necessary bookings and payments for travel and accommodation can be made via the phone or fax by just quoting your credit card number.

So you can enjoy your vacation without having to worry about to carry so much cash on you. Besides that, using credit cards also contributes toward the economy as a whole. As long as people make purchases as often as they can afford it, there will be a healthy cash flow, constantly generating income for everyone in the retail, food and hospitality sectors. At the same time, as long as consumer spending takes place, the government is also able to collect revenue in the form of taxes. Therefore, there is no doubt whatsoever that using credit cards has many advantages.

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