American Health Care Essay
Mckenzie ClutterClutter 1 2/27/13 Mr.Allen(pd.7) American Healthcare: A Transformation from Crap to Gold America is without a question the leading country of medical and scientific advances.
There always seem to be a new medical breakthrough every time you watch the news or read the paper, especially in the cure of certain diseases. However, the medical research requires an enormous amount of money. The U. S. spends the most money on health care yet many people, mainly the working class Americans are still without any type of health insurance and thus are more susceptible to health risks and problems.
The concept of health insurance for Americans was formulated over a century ago. Most Americans obtain health insurance from employers or government programs, but some Americans are without health insurance. Most of them not being able to pay for it. In 2010, 49. 9 million were without insurance. That’s 16. 3% of the total population. 18. 4% were the percentage of uninsured Americans younger than 65 in 2010. When it comes to the United States, American health care is described as the Capitalist System. In England they have what is called as the Socialist system. In America, health care is going to change all because of Obama.
Obama trying to do what he thinks is best and will be worth it in the long run called the Affordable Care Act or the called Obama Care. Capitalism is a free market that balances demand with supply, it works by using money to connect consumer wants and needs (demand) with the production and distribution of goods and services (supply). Capitalism implies equal “opportunity” and there will also be winners and losers (example high class, middle class ; low class). For capitalism to function, the consumer must have control of spending and enough information to be a wise shopper in his or her own
Clutter 2 self-interest. In U. S. healthcare, the consumer/patient has virtually no control over who will provide service or what service will be provided. One has to buy insurance which is a certain amount of money a month to receive health care. You also have to get approved to get something done say like a surgery. You have to fill out forms, send them in and wait to hear back within the company or the person doing your surgery. If you get approved which is rare then you can go on with your surgery if not you have to find someone who will and who takes your insurance.
In most cases you are denied due to doctors wanting money because the more doctors deny surgery’s the more they make are many positive things when it comes to the capitalist system, one being the number of jobs increase but this is not as great as it sounds. There are also negatives to this. One being capitalism makes the rich richer. Insurance outside of the United States (for example England) is run by the socialist system, which is paid by the government. One of the goals of socialized medicine systems is ensuring universal access to health care. Only thing in return is to pay higher taxes. You receive free health care.
You can’t get denied for any surgery. You don’t have to have insurance to receive health care. Also prescriptions you receive from a pharmacy are only a flat rate no more or less unless you are under a certain age or a senior citizen in that case it is free. In the United States, neither of the main parties favors a socialized system that puts the government in charge of hospitals or doctors, but they do have different approaches to financing and access. Democrats tend to be favorably inclined towards reform that involves more government control over health care financing and citizens’ right of access to health care.
Republicans are broadly in favor of the status quo, or a reform of the financing system that gives more power to the citizen, often through tax credits. Both sides have also looked to more philosophical arguments, debating Clutter 3 whether people have a fundamental right to have health care provided to them by their government. In this system, doctors receive more money when they help out patients unlike the United States. The Patient Protection and Affordable Care Act (PPACA), commonly called Obama care, is a United States federal statute signed into law by President Barack Obama on March 23, 2010.
Together with the Health Care and Education Reconciliation Act, it represents the most significant government expansion and regulatory overhaul of the U. S. healthcare system since the passage of Medicare and Medicaid in 1965. Guaranteed issue will require policies to be issued regardless of any medical condition, and partial community rating will require insurers to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions.
It requires that all individuals not covered by an employer sponsored health plan, Medicaid, Medicare or other public insurance programs, secure an approved private-insurance policy or pay a penalty. According to this system, a child would stay under their parents insurance until they turn twenty-six. The non-participating employers/ citizens, health insurances and hospitals will be taxed. Doctors would receive more money when helping patients more. Also, each year one hundred and twenty-five million dollars will go towards funding school-based health centers and programs to reduce teen pregnancy.
Also the number of bankruptcies will be reduced due to this system. This system is planned to take effect in 2014. All these systems all have good and bad ideas when it comes to healthcare. They all point out past, present and future plans and ideas that could be good or bad. In my opinion the best Clutter 4 health care system would be the Affordable Care Act or the Obama Care Act. This uses both the capitalist and socialist system and combines them. It affects every citizen in the United States. I feel like this would be affective and help the people of America out to the better.