Subsidized Stafford Loans are available to undergraduate students who “demonstrate financial need, and the government pays the interest on these loans while the student is in school. “
Unsubsidized Stafford Loans are available to undergraduate and graduate students “regardless of financial need and the student is responsible for paying the interest but can defer payments while in school. “
. No credit check or cosigner is required. These loans are awarded based on exceptional financial need
No credit check or cosigner is required. Stafford Loans may be subsidized or unsubsidized.
A certified private student loan is a loan where your school verifies how much you should borrow. This helps ensure you borrow only what you need.